The process

From sign-up to payout in six steps

1
Register

Create an account with your email or Google. Investors, developers and partners each get their own panel.

2
Verify your identity

A 3-minute online check (passport or ID card, selfie). Required by law; done once. Your wallet is opened at our payment partner at the same time.

3
Pick a project

Compare type, return, term and security. Every page shows the developer, the licence, the timeline, the documents and the risks.

4
Top up and invest

Card or bank transfer into your wallet, then commit from €500. Cancel for free until the round closes.

5
Follow the progress

Construction updates, photos and documents in your dashboard. We visit the site at each milestone.

6
Get paid

Interest, rent or sale proceeds land in your wallet on the schedule in the project page. Withdraw to your bank anytime.

Investment types

Five ways to invest, each with its own terms

TypeHow it worksTypical terms
Development loanYou lend to the developer to build. Interest paid quarterly, principal at the end. Secured by a first-rank mortgage on the land and building.8–13% p.a. · 12–36 months
Secured loanBridge or land loan secured on an existing asset with a conservative loan-to-value. Lower risk, lower return.7–10% p.a. · 12–24 months
EquityYou own a share of the company that builds and sells the units. Highest potential return, paid at exit, and the highest risk.12–18% target IRR · 24–36 months
Off-planUnits bought at today's price before completion and sold on handover. Return comes from the price uplift.10–15% · to completion
Rental incomeCo-own finished, key-ready units that are rented out. Monthly rental distributions plus the value of the property.5–8% p.a. · open-ended
Money flow

Your money never sits on our account

Wallets, card payments, bank transfers and payouts are operated by a licensed EU payment institution. Each investor has a segregated wallet; the platform can instruct payments but cannot touch the funds.

When a round reaches its target and the conditions are met (licence, insurance, notarised loan or share agreement), the money is released to the developer in tranches tied to construction milestones.

If a round does not fill, every investor is refunded to their wallet automatically, with no fees.

Key risks

What can go wrong

  • Capital loss. A developer can fail. Security reduces but does not remove the risk of losing part or all of your investment.
  • Delays. Permits, weather and suppliers delay projects. Interest keeps accruing on loans; equity exits move later.
  • Illiquidity. There is no guaranteed way to sell before the end of the term. A secondary market is on our roadmap, not a promise.
  • Market. Property prices and rents can fall. Off-plan and equity returns depend on the sale price at the end.
  • No deposit guarantee. Investments are not covered by deposit guarantee schemes. Wallet balances not yet invested are safeguarded by the payment institution.

Ready to look at the projects?

Registration takes two minutes. Browse without an account; invest once verified.

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